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Hash X Capital Review: The Trading Experience Built for Precision, Speed, and Growth

By
Elliot Preece
-
Hash X Capital

In this Hash X Capital Review, we explore a platform that emphasizes speed, versatility, and education, all while offering access to an expansive list of financial instruments. 

Online trading platforms have become essential for both new and experienced traders seeking exposure to global financial markets. Rather than recommending or discouraging the platform, this review aims to present an objective and detailed view of what Hash X Capital offers.

Transparent and Competitive Trading Conditions

One of the biggest draws for users, as highlighted in this Hash X Capital Review, is the platform’s highly competitive trading environment. Traders can execute positions with:

  • Spreads starting from 0.0 pips
  • Zero commission on all trades

This allows users to retain more of their profits, particularly useful for scalpers and frequent traders who depend on minimized transaction costs. The platform’s pricing model encourages more efficient and cost-effective trading, which is often a core factor in strategy development.

Speed That Matches Market Demands

In fast-moving markets, execution speed is vital. Hash X Capital processes orders with ultra-fast execution of just 30 milliseconds, helping traders take advantage of price movements with minimal delay. This performance standard supports both manual and algorithmic trading strategies, where split-second execution can influence results significantly.

The trading infrastructure is built for responsiveness, which provides confidence when entering or exiting positions during volatile market hours.

Diverse Asset Access: Over 120+ Instruments

A strong variety of tradable assets is another standout point in this Hash X Capital Review. With over 120 trading instruments spanning multiple classes, the platform provides users the flexibility to diversify and hedge their portfolios. Available assets include:

  • Forex (major, minor, exotic pairs)
  • Cryptocurrencies (over 300 assets)
  • Global Indices (DAX, Dow Jones, S&P 500, and more)
  • Commodities (corn, oil, coffee, and others)
  • Spot metals (gold, silver)
  • Energies (natural gas, crude oil)

This wide range allows traders to explore both high-volatility markets and more stable instruments based on their personal risk preferences.

User-Centric Trading Platform and MT5 Access

Hash X Capital provides access to the globally recognized MetaTrader 5 (MT5) along with its proprietary trading platform. Both options offer features designed to support users at every stage of their journey.

Key tools and benefits include:

  • Advanced charting and analytics tools
  • User-friendly dashboard
  • Mobile and desktop trading
  • Customizable trading interfaces
  • One-click trading execution
  • Built-in risk management controls

This combination offers flexibility, enabling users to either stick with familiar interfaces or explore additional features through the custom-built platform.

100% Deposit Bonus: A Capital Boost for Traders

This Hash X Capital Review wouldn’t be complete without exploring the platform’s deposit bonus feature. Traders who fund their accounts can receive a 100% matching bonus, effectively doubling their initial capital and boosting trading potential.

How It Works:

  1. Create an account and make a deposit
  2. Accept the bonus terms and conditions.
  3. Receive a 100% match in bonus funds.
  4. Use the combined capital to enhance trading flexibility.

A $2,500 deposit, for example, provides a $2,500 bonus, offering $5,000 in trading power. The offer is particularly attractive for those aiming to scale their positions and test strategies with extended leverage.

Streamlined and Secure Account Funding

Another core feature is the ease with which traders can fund their accounts. This Hash X Capital Review confirms a smooth four-step funding process that includes:

  1. Contacting support for assistance
  2. Receiving expert deposit guidance
  3. Getting instant deposit confirmation
  4. Beginning live trading without delay

Hash X Capital emphasizes secure financial processes, prioritizing encryption and transparency to protect users’ funds. Whether it’s a new deposit or a withdrawal request, the platform provides professional assistance through phone, email, or live chat.

24/5 Customer Support When It Counts

Customer support can be a key differentiator in the trading world. Hash X Capital offers 24/5 availability with multiple channels to connect:

  • Phone
  • Live chat
  • Email: support@hashxcapital.com

This responsiveness ensures that issues or questions related to funding, account settings, or market activity can be addressed efficiently.

Exclusive Education and Expert Coaching

One of the strongest aspects explored in this Hash X Capital Review is the platform’s educational ecosystem. Traders are offered access to a comprehensive suite of resources, including:

  • Market analysis reports
  • Economic calendars
  • Video tutorials
  • eBooks
  • Personalized coaching from trading experts

Education is a pillar of the platform’s value proposition, with support for all learning styles. Whether users prefer structured lessons or live mentoring, the options are there to help them develop consistently.

Mastering Market Timing with Detailed Trading Hours

Understanding market hours is critical, especially for assets like forex and indices that operate across global sessions. Hash X Capital offers detailed insights into trading hours, helping users align their strategies with key windows of liquidity and volatility.

This feature helps reduce exposure to low-volume periods and ensures traders are well-prepared for events such as economic releases or geopolitical developments.

Customizable Tools and Personalized Alerts

Customization is a valuable feature for active traders. Hash X Capital provides:

  • Real-time alerts
  • Custom indicators
  • Adaptive charting
  • Interface personalization

This allows traders to mold the platform to their trading style, enabling them to react faster to market shifts and manage trades more efficiently.

Built-In Risk Management Features

Security goes beyond deposits and withdrawals; it extends to trade management. Hash X Capital equips users with:

  • Stop-loss and take-profit orders
  • Margin call alerts
  • Negative balance protection
  • Position size calculators

These features are crucial for protecting capital and ensuring sustainable trading practices, especially when using leverage or trading volatile instruments like crypto or commodities.

Why Traders Are Exploring Hash X Capital

With thousands of traders joining the platform, Hash X Capital positions itself as a versatile hub for global market access. Users reportedly appreciate:

  • Zero commissions and tight spreads
  • Broad asset selection
  • Custom trading interface
  • Accessible education
  • Personalized support


Conclusion: Hash X Capital in Perspective

This Hash X Capital Review outlines a platform that blends advanced features with a user-friendly design. While staying neutral, it’s fair to say that the platform provides the following:

  1. Cost-effective trading with 0.0 spreads and no commissions
  2. High-speed execution
  3. 120+ assets to diversify strategies
  4. Beginner-oriented tools and education
  5. Secure, reliable funding and support

Hash X Capital appears to cater to a broad range of traders, offering tools for growth while emphasizing security, learning, and efficient execution. Whether you’re a casual trader testing strategies or a more experienced user optimizing risk and performance, the platform brings together tools that could support both.

Ultimately, the choice lies in exploring the features and determining how well they align with your trading objectives.

Frequently Asked Questions (FAQs)

  1. What makes Hash X Capital unique?
    Zero commissions, spreads from 0.0, and 30ms execution speed, plus access to 120+ assets and MT5 trading.
  2. Is it beginner-friendly?
    Yes! Simple signup, user-friendly tools, and helpful education make it ideal for new traders.
  3. What can I trade?
    Trade forex, crypto, indices, commodities, metals, and energies, all from one platform.
  4. How do I get the 100% bonus?
    Sign up, deposit, accept the terms, and get your funds matched instantly.
  5. Is support available?
    Yes, Hash X Capital offers 24/5 support via phone, live chat, and email.

Your Guide to Contractors Public Liability Insurance

By
John Richardson
-
Why Contractors Need Public Liability Insurance

As a contractor, you handle risk every day. But the biggest threat isn’t always on the job site—it’s the financial risk from an unexpected accident. That’s why understanding contractors public liability insurance is not just smart; it’s essential for survival. 

We’ve seen how the right protection gives hardworking contractors peace of mind. Our goal is to make this topic simple and clear for you. Let’s dive in and make sure your business is built on a solid foundation.

Find the Right Protection

Navigating the world of business insurance can feel overwhelming. But you don’t have to do it alone.

Services like Stagg Business Protection Insurance are committed to protecting you and your business. As a business owner, you insure your tools and your van, but what about your most important assets: you and your key people?

Services like these can guide you in terms of:

  • Key Person Insurance: This protects your business financially if a vital team member can no longer work due to death or critical illness. It can cover the cost of finding and training a replacement.
  • Shareholder Protection: If you have business partners, this ensures you can keep control of the company if a shareholder passes away. It provides the funds for the remaining partners to buy the shares.
  • Executive Income Protection: This is a great way to offer sick pay to your employees. It’s a policy paid for by the business that gives your team an income if they are unable to work due to illness or injury.

What Is Public Liability Insurance?

Let’s keep it simple. Public liability insurance protects you if your work accidentally harms someone or damages their property. Imagine a member of the public trips over your toolbox and gets injured. Or maybe you accidentally knock over an expensive vase while working in a client’s home.

This insurance helps cover the costs of these claims. It can pay for legal fees and any compensation you might owe. It’s a shield for your business and your bank account.

Do Contractors Have to Have Public Liability Insurance?

This is a question I get all the time. The short answer is no, it’s not a legal requirement in most places. You won’t get a fine for not having it.

However, I strongly recommend it. In fact, I’d say it’s essential. Here’s why:

  • Clients Demand It: Many large companies and clients will not hire you without it. It’s often a requirement right in the contract.
  • It Shows You’re a Pro: Having insurance shows you are serious and responsible. It builds trust with your customers.
  • It Protects Your Livelihood: A single accident claim can cost thousands, or even millions. Insurance protects you from a financial disaster that could close your business.

So, while it’s not required by law, it’s a standard for the industry. It’s about protecting yourself and your future.

What’s the Difference Between Public Liability (PL) and Professional Indemnity (PI) Insurance?

It’s easy to mix these two up! Think of it this way:

  • Public Liability (PL) insurance covers you for physical mistakes. It’s for when your actions cause an injury or damage to property. Think “oops, I broke that.”
  • Professional Indemnity (PI) insurance covers you for professional mistakes. This is about bad advice, a flaw in your design, or an error in your service that costs your client money. Think “oops, my advice led to a financial loss.”

Most hands-on contractors need public liability. If you also offer design, consulting, or advice, you might need professional indemnity, too.

How Much Does It Cost?

This is the million-dollar question—or in this case, the £10 million question!

The cost of your insurance depends on several things:

  • Your specific trade (a roofer has different risks than a painter).
  • The size of your business.
  • The level of cover you need.

A standard policy might offer £2 million or £5 million in cover. For a small subcontractor, this might start from just a few pounds per week.

But what about a larger policy? How much does £10 million public liability insurance cost per month? This level of cover is often required for big government or commercial projects. The price will be higher and depends on the project’s risks. The best way to know the cost is to get a personalized quote.

And for subcontractors? How much is public liability insurance for a subcontractor? The cost is based on the same factors. It’s about the risk of your trade, not your employment status.

Wrapping Up

So, what’s the bottom line? While it isn’t a legal rule, contractors public liability insurance is a non-negotiable tool for any serious professional. It protects your finances, builds client trust, and opens the door to bigger and better jobs. Think of it as the foundation that lets you build your business with confidence, knowing you’re safe from unexpected shocks.

Protecting your business is the smartest move you can make. From public liability to securing your key team members, we’re here to help you put the right shields in place. Don’t leave your hard work vulnerable—let’s build a secure future for your business together.

Your Guide to Contractors Public Liability Insurance

By
John Richardson
-
The Hidden Risk Contractors Face—and How to Cover It

As a contractor, you handle risk every day. But the biggest threat isn’t always on the job site—it’s the financial risk from an unexpected accident. That’s why understanding contractors public liability insurance is not just smart; it’s essential for survival. 

We’ve seen how the right protection gives hardworking contractors peace of mind. Our goal is to make this topic simple and clear for you. Let’s dive in and make sure your business is built on a solid foundation.

Find the Right Protection

Navigating the world of business insurance can feel overwhelming. But you don’t have to do it alone.

Services like Stagg Business Protection Insurance are committed to protecting you and your business. As a business owner, you insure your tools and your van, but what about your most important assets: you and your key people?

Services like these can guide you in terms of:

  • Key Person Insurance: This protects your business financially if a vital team member can no longer work due to death or critical illness. It can cover the cost of finding and training a replacement.
  • Shareholder Protection: If you have business partners, this ensures you can keep control of the company if a shareholder passes away. It provides the funds for the remaining partners to buy the shares.
  • Executive Income Protection: This is a great way to offer sick pay to your employees. It’s a policy paid for by the business that gives your team an income if they are unable to work due to illness or injury.

What Is Public Liability Insurance?

Let’s keep it simple. Public liability insurance protects you if your work accidentally harms someone or damages their property. Imagine a member of the public trips over your toolbox and gets injured. Or maybe you accidentally knock over an expensive vase while working in a client’s home.

This insurance helps cover the costs of these claims. It can pay for legal fees and any compensation you might owe. It’s a shield for your business and your bank account.

Do Contractors Have to Have Public Liability Insurance?

This is a question I get all the time. The short answer is no, it’s not a legal requirement in most places. You won’t get a fine for not having it.

However, I strongly recommend it. In fact, I’d say it’s essential. Here’s why:

  • Clients Demand It: Many large companies and clients will not hire you without it. It’s often a requirement right in the contract.
  • It Shows You’re a Pro: Having insurance shows you are serious and responsible. It builds trust with your customers.
  • It Protects Your Livelihood: A single accident claim can cost thousands, or even millions. Insurance protects you from a financial disaster that could close your business.

So, while it’s not required by law, it’s a standard for the industry. It’s about protecting yourself and your future.

What’s the Difference Between Public Liability (PL) and Professional Indemnity (PI) Insurance?

It’s easy to mix these two up! Think of it this way:

  • Public Liability (PL) insurance covers you for physical mistakes. It’s for when your actions cause an injury or damage to property. Think “oops, I broke that.”
  • Professional Indemnity (PI) insurance covers you for professional mistakes. This is about bad advice, a flaw in your design, or an error in your service that costs your client money. Think “oops, my advice led to a financial loss.”

Most hands-on contractors need public liability. If you also offer design, consulting, or advice, you might need professional indemnity, too.

How Much Does It Cost?

This is the million-dollar question—or in this case, the £10 million question!

The cost of your insurance depends on several things:

  • Your specific trade (a roofer has different risks than a painter).
  • The size of your business.
  • The level of cover you need.

A standard policy might offer £2 million or £5 million in cover. For a small subcontractor, this might start from just a few pounds per week.

But what about a larger policy? How much does £10 million public liability insurance cost per month? This level of cover is often required for big government or commercial projects. The price will be higher and depends on the project’s risks. The best way to know the cost is to get a personalized quote.

And for subcontractors? How much is public liability insurance for a subcontractor? The cost is based on the same factors. It’s about the risk of your trade, not your employment status.

Wrapping Up

So, what’s the bottom line? While it isn’t a legal rule, contractors public liability insurance is a non-negotiable tool for any serious professional. It protects your finances, builds client trust, and opens the door to bigger and better jobs. Think of it as the foundation that lets you build your business with confidence, knowing you’re safe from unexpected shocks.

Protecting your business is the smartest move you can make. From public liability to securing your key team members, we’re here to help you put the right shields in place. Don’t leave your hard work vulnerable—let’s build a secure future for your business together.

Building Mosques: Creating Sacred Spaces for Muslim Communities

By
Elliot Preece
-
Mosques

Mosques serve as spiritual anchors in Muslim communities worldwide, providing spaces for worship, education, and social gathering. Building these sacred structures represents one of Islam’s most rewarding charitable acts, creating lasting legacies that benefit countless generations of believers.

The Spiritual Significance of Mosque Construction

In Islamic tradition, constructing a mosque carries immense spiritual rewards. The Prophet Muhammad (peace be upon him) stated that whoever builds a mosque for Allah, Allah will build for them a house in Paradise. This divine promise has inspired Muslims throughout history to invest in creating beautiful, functional worship spaces.

Mosques serve multiple community functions beyond daily prayers. They host educational programs, social services, interfaith dialogues, and cultural events that strengthen community bonds. During challenging times, mosques often become relief centers, providing food, shelter, and support to those in need.

Essential Elements of Mosque Design

Architectural Requirements

Traditional mosque architecture incorporates several key elements that facilitate worship and community gathering. The prayer hall must face the qibla direction toward Mecca, with a mihrab (prayer niche) indicating the proper orientation. A minaret enables the call to prayer, though modern mosques may use internal sound systems instead.

The design should accommodate gender-separated prayer areas, ablution facilities for ritual purification, and storage for shoes. Many contemporary mosques include multipurpose halls, libraries, classrooms, and kitchen facilities to serve broader community needs.

Accessibility and Modern Considerations

Modern mosque construction emphasizes accessibility for elderly and disabled community members. Ramps, elevators, accessible restrooms, and designated parking ensure everyone can participate fully in community activities. Energy-efficient systems and sustainable materials reflect Islamic principles of environmental stewardship.

The Community Impact of New Mosques

Building new mosques transforms communities by providing centralized locations for religious and social activities. These structures often become catalysts for neighborhood development, attracting Muslim families and businesses that contribute to local economic growth.

Mosques also serve as bridges between Muslim and non-Muslim neighbors through open houses, educational tours, and community service projects. This interfaith engagement helps dispel misconceptions while building mutual understanding and respect.

Educational and Social Services

Many mosques operate Islamic schools, weekend programs for children, and adult education classes covering religious studies, Arabic language, and life skills. These educational initiatives preserve Islamic heritage while helping community members integrate successfully into broader society.

Social services often include food banks, job placement assistance, marriage counseling, and youth mentorship programs. During emergencies, mosques frequently coordinate disaster relief efforts and community support networks.

Funding Mosque Construction Projects

Mosque construction typically relies on community fundraising through various Islamic charitable mechanisms. Donations can qualify as sadaqah jariyah (ongoing charity), providing continuous spiritual rewards. Many communities organize structured campaigns allowing members to contribute according to their means.

International charitable organizations also support mosque construction in underserved areas worldwide. These initiatives help communities that lack resources to build a masjid independently, ensuring access to proper worship facilities.

Frequently Asked Questions

Q: How much does it typically cost to build a mosque? A: Costs vary dramatically based on size, location, and design complexity, ranging from hundreds of thousands to several million dollars for larger facilities.

Q: What permits are required for mosque construction? A: Standard building permits apply, along with zoning approvals. Some communities may require additional public hearings or special permits for religious facilities.

Q: How long does mosque construction usually take? A: Timeline depends on project scope, but most mosque construction projects take 12-24 months from groundbreaking to completion.

Q: Can non-Muslims contribute to mosque construction? A: While Islamic law traditionally requires mosque funding from Muslim sources, many contemporary scholars permit non-Muslim contributions for interfaith goodwill.

Conclusion

Building mosques creates enduring spiritual and social infrastructure that serves Muslim communities for generations. These sacred spaces facilitate worship, education, and community building while fostering positive relationships with broader society. Whether supporting local construction or international projects, contributing to mosque development represents one of Islam’s most meaningful charitable investments.

Hack the Holiday: Brits Renting Cars with More Tech Than at Home

By
Elliot Preece
-
Renting Cars

Let’s get real—your typical Brit’s motor back home likely has a sketchy Bluetooth link, a cup holder that’s better days have passed it by, and a sat nav that’s not been updated since 2014. But arrive in the UAE, and it’s a bit like being in a sci-fi movie. From AI-powered dashboards to voice-activated everything, driving in Dubai is an upgrade. No wonder so many tourists are skipping the taxis and getting directly into a Bugatti rental Dubai—because if you’re going to do it, you might as well do it right, right?

Your Rental Just Got Smarter Than Your House

Forget fiddling with keys or clunky manuals. Rentals in the UAE come with slick, touch-responsive systems that make your smart TV at home look like a potato. You’re met with wireless charging, adaptive cruise control, 360° cameras, and even predictive navigation that adjusts in real time based on traffic.

And that is not even the flashy stuff. We are talking Wi-Fi in the car, climate control by app, biometric ignition, and voice assistants that do not just mishear you like those at home. It is like Alexa got a glow-up and relocated to Dubai.

App to Accelerator: Zero Hassle, Maximum Flex

Those days are over when you’d wait in a rental car line behind some guy arguing over insurance. Now? You reserve, unlock, and drive—all on your phone. A couple of taps and your Bugatti rental (or whatever tech-monster you want) is set up and waiting for you at the terminal or hotel.

Everything from payment to pickup is smoother than a flat white. Want to change your drop-off location mid-trip? Easy. Need to extend the rental? Tap and go. The system just works—none of that “computer says no” nonsense we’re used to.

Stay Connected, Even in the Middle of Nowhere

Whether you’re cruising past the Burj Khalifa or heading out into the dunes, the signal doesn’t drop—and neither does your mood. The majority of upscale rentals have 5G hotspots integrated right in, so it’s easy as dead to stream tunes, upload your pics, or keep the little ones zombie-like with cartoons in the backseat.

Need to take a Zoom call on a road trip? No problem. Your car is essentially a mobile office—leather seats and panoramic views included, naturally.

Sat Nav with Brains (and Manners)

Let’s give some love to the nav systems as well. Gone are the days of monotone “turn left” prompts—cars here provide real-time updates, offer scenic detours, and know where to get the nearest petrol, parking or Karak tea. The system even learns your driving style and preferences after a bit. It’s like having a personal assistant—minus the awkward small talk.

And Then There’s the Flash Factor

Of course, we’re all practical—but let’s not forget the thrill of slipping into a Bugatti rental Dubai business, firing up the engine, and watching people double-take as you drive past the valet stand. It’s not just about getting from A to B—it’s about arriving. And if your car’s smarter than your house, well, that’s just part of the fun.

Even if you choose something a bit less obvious—a Lexus, for example, or a top-of-the-line Tesla—you’re still getting features that you won’t find in the typical UK home, let alone hatchbacks.

Why Settle for Less?

You do not need to have a tech palace to have one on wheels. Your Dubai vacation vehicle can be more intelligent than your laptop, more comforting than your living room, and more entertaining than half the places you pay extra to see. If you are here to work, play or a bit of both, your rental becomes part of the experience—not just transportation.

Smarter Travel Begins Behind the Wheel

So if you’re heading to the Emirates and still thinking about using taxis or sticking to hotel shuttles, have a word with yourself. Book the car, enjoy the tech, and live a little. You’ll come home wondering how your kettle can’t even connect to Wi-Fi—but your holiday car could park itself and order coffee.

Now that’s a proper hack.

Horizons28.com Review: Trade Smarter, Faster, and More Securely with AI Technology

By
Elliot Preece
-
Horizons28.com

Horizons28 positions itself as a solution for active traders, strategic investors, and even passive capital holders looking to benefit from precision execution, market diversity, and financial innovation.

In this Horizons28.com review, the spotlight is on a trading platform that merges the speed of institutional-grade infrastructure with the intelligence of AI-driven strategy. 

Unlocking Institutional Trading Speed for Everyday Traders

One of the most compelling features that defines Horizons28 is its execution speed. The platform boasts exceptionally low latency, enabling trades to be processed with an impressive level of accuracy and speed. 

With hundreds of thousands of daily trades routed through its advanced infrastructure, Horizons28 caters to traders who depend on split-second decision-making. This speed advantage significantly reduces slippage and ensures more consistent outcomes, particularly during high-volatility sessions. 

Whether someone is scalping the forex market or reacting to macroeconomic news, execution speed can be the difference between profit and loss, and the platform recognizes that.

Over 600 Tradable Instruments in One Powerful Platform

This Horizons28.com review wouldn’t be complete without highlighting its extensive market coverage. Traders and investors gain access to more than 600 financial instruments, including forex pairs, commodities, cryptocurrencies, global stock indices, and shares. 

This broad asset selection allows users to easily diversify their trading strategies without switching platforms. From trading gold or crude oil to monitoring altcoins and placing trades on major equity benchmarks, the range of instruments offered at this platform serves both speculative traders and portfolio builders with equal efficiency.

AI Autotrader That Powers Full-Time Strategy Execution

Perhaps the most groundbreaking feature explored in this Horizons28.com review is the built-in AI Autotrader. This automated engine operates around the clock and uses artificial intelligence to execute predefined strategies without manual input. 

Traders can customize their risk parameters, choose their market focus, and let the system work continuously. This makes it especially attractive to those looking to automate repetitive patterns, hedge portfolios, or scale short-term trades across multiple markets. 

The platform offers real-time feedback and performance analytics, so users remain in control even when they step away from the screen. For traders seeking to reduce emotional bias and maintain strategic consistency, their AI Autotrader is a true asset.

Smart Infrastructure for Arbitrage, Scalping, and Gap Trading

Beyond automation, Horizons28 offers a dynamic environment for traders who rely on niche but highly profitable methods such as arbitrage, scalping, and gap trading. The infrastructure is optimized for high-frequency strategies, enabling rapid market scanning and instant order placement. 

With global feeds, real-time price comparison tools, and smart execution logic, the platform enables users to identify and act on short-lived opportunities that other systems might miss. Traders using these methods benefit from low-latency routing and deep liquidity access, which are crucial when working with micro-movements in volatile assets.

High-Frequency Trading with Built-In Automation and Low-Latency Design

As discussed earlier in this Horizons28.com review, execution speed is more than a buzzword; it’s embedded into the design of the platform. Horizons28 is built with high-frequency traders in mind, combining low-latency cloud infrastructure with intelligent automation. 

Whether users build their own custom algorithms or use the platform’s ready-made AI tools, the backend is robust enough to handle rapid sequences of trades without downtime or lag. For algorithmic traders seeking a reliable place to execute volume-based or time-sensitive strategies, this platform offers the technological depth they require.

Advanced Charting Suite for Technical Traders

Technical traders will appreciate the detailed and responsive charting interface that Horizons28 provides. The platform features a full suite of analytical tools, including price overlays, customizable indicators, and multi-timeframe chart views. 

This supports in-depth analysis for those who rely on candlestick formations, trendlines, and volatility measures. With integrated live data and flexible charting modes, the platform ensure that traders can adapt their views for scalping, swing trading, or longer-term macro analysis. The charting tools are designed to complement both manual strategy execution and AI-powered trade triggers.

Trade Anywhere, Anytime on a Fully Web-Based Platform

Accessibility plays a vital role in any modern trading experience, and this Horizons28.com review finds the platform excels in this area. Users can access their accounts from any web browser, making it fully compatible with desktops, laptops, tablets, and smartphones. 

No software downloads or constant updates are required, which allows for seamless switching between devices. Whether a trader is traveling, working remotely, or simply prefers the flexibility of managing trades on the go, Horizons28 delivers a smooth and encrypted trading experience from any device.

Four Distinct Account Types Tailored to Experience and Capital

Horizons28 structures its services through four account tiers, each designed to match the user’s experience level and investment capital. As traders move up the tiers, they gain access to more personalized services, faster execution, exclusive tools, and enhanced support. 

From a starting account that offers strong trading tools and market briefings to the highest tier that provides a personal trading consultant and instant withdrawal privileges, there’s a sense of growth that rewards trading consistency and loyalty. This tiered design ensures that both new and seasoned traders find a level that fits their style.

Passive Investment Pool for Long-Term Capital Growth

Another forward-thinking feature discussed in this Horizons28.com Review is the platform’s passive investment pool. This unique opportunity allows users to participate in group-managed portfolios composed of select equities, exchange-traded funds, or crypto assets. 

Those who prefer a more hands-off investment strategy can deposit capital into the pool, monitor performance transparently, and benefit from community-driven market decisions. It’s an ideal hybrid between passive investing and collaborative trading, opening the door to long-term wealth generation without constant portfolio management.

High-Yield Savings with Monthly Returns Up to 10 Percent

Horizons28 also offers a high-yield savings account that delivers up to ten percent monthly interest on idle balances. This feature allows capital to grow even when it isn’t actively traded, providing consistent returns in a low-risk structure. 

There are no hidden penalties or lock-up periods, and users can withdraw or adjust their savings settings at any time. The savings account is integrated into the platform dashboard for real-time visibility, and interest accrues automatically, making it an attractive option for those who want their funds to work passively between trades.

Brokerage Liquidity and Capital Lines for Institutional Clients

For brokerage partners or institutional clients, Horizons28 doubles as a liquidity provider. It offers instant capital lines and liquidity support, especially useful during high-volume trading or large client order loads. Brokerages can integrate directly into the platform via APIs, enabling a seamless flow of capital with transparent repayment structures. 

This extension of service highlights how this platform isn’t just a trading hub for individuals but also a critical infrastructure provider for financial businesses looking to stabilize and scale operations.

Horizons28 FAQs

Q: Is Horizons28 good for beginners?
A: Yes, with multiple account types and helpful features, it supports traders at all skill levels.

Q: Can I trade on mobile?
A: Definitely. Horizons28 is fully web-based and works smoothly on any device.

Q: How is customer support?
A: Reliable and responsive, with extra support for higher-tier accounts.

Q: Is Horizons28 suitable for experienced traders?
A: Yes, it offers professional-grade tools, smart autotrading, and access to hundreds of markets, ideal for seasoned traders.

Q: Is Horizons28 safe to use?
A: Yes, it uses strong security measures to protect your funds and data.

Final Verdict: Is IT Worth It for Serious Traders?

To wrap up this Horizons28.com review, it’s clear that the platform delivers across key areas that matter most to modern traders. With AI automation, institutional-grade speed, multi-asset exposure, and a variety of strategic tools, Horizons28 creates a trading environment that’s flexible yet powerful.

 Add to that the passive income options through savings and pooled investments, and it’s evident the platform goes beyond just trade execution; it builds a comprehensive financial ecosystem. Whether a user is new to trading or operates at a high-frequency level, Horizons28 is designed to adapt, scale, and perform.

How CCTV Drain Surveys Can Prevent Costly Drain Emergencies

By
Claire James
-
CCTV Drain Surveys

Drainage issues are often silent problems – hidden underground, unnoticed until they cause serious disruptions. Blocked pipes, root intrusion, collapsed drains, or structural cracks can all lead to sudden emergencies that result in flooding, property damage, and expensive repairs. Traditional inspection methods are slow, invasive, and often miss hidden faults until it’s too late.

That’s why more homeowners and property managers are turning to drain inspections to detect underlying issues before they escalate. Using waterproof CCTV cameras, this non-invasive method provides a clear internal view of pipework, identifying cracks, debris build-up, and alignment problems with precision. In this article, we’ll explore how CCTV drain surveys work, when they’re most effective, and why they’re becoming essential for anyone responsible for property maintenance.

What Is a CCTV Drain Survey and How Does It Work?

A CCTV drain survey is a non-invasive inspection method that uses high-definition cameras to assess the condition of underground drainage systems. Unlike traditional methods that rely on digging or guesswork, this technology allows drainage specialists to remotely view the interior of pipes in real time.

The process begins with inserting a waterproof camera into the drainage system through an access point such as a manhole or drain opening. As the camera travels through the pipes, it sends back live footage to a monitor above ground. This enables the operator to identify a wide range of issues, including:

  • Blockages caused by debris, grease, or foreign objects
  • Cracks or fractures in pipe walls
  • Collapsed or misaligned sections
  • Tree root intrusion
  • Signs of corrosion or wear over time

TIP: A key advantage of CCTV surveys is that they not only show where the problem is, but also reveal the extent and likely cause. This makes future maintenance far more targeted and cost-effective.

Once the inspection is complete, technicians typically provide a detailed report that includes video footage, still images, condition grading, and repair recommendations. Some providers also offer digital maps of the drainage system for easier reference, which is especially useful for property managers and construction professionals.

CCTV drain surveys are suitable for both residential and commercial properties, whether you’re investigating a persistent issue or simply performing a routine check. By understanding the current condition of your drainage system, you can avoid major disruptions and plan timely repairs based on real data, not assumptions.

When Should You Consider a CCTV Drain Survey?

While CCTV drain surveys can be used proactively, there are several situations where this type of inspection becomes especially valuable. Knowing when to schedule one can help you avoid serious problems down the line and ensure the health of your drainage system.

1. Persistent Drainage Issues

If you’re experiencing frequent blockages, slow-draining sinks, gurgling sounds, or unpleasant odours, a CCTV drain survey can reveal the underlying cause. These symptoms often point to deeper structural problems that aren’t visible from the surface.

TIP: Repeating the same unblocking treatment without identifying the source is a waste of time and money. A one-time CCTV inspection can offer clarity and guide long-term solutions.

2. Property Purchase or Sale

Before buying a home or commercial building, it’s smart to check the condition of the drainage system. Sellers rarely disclose drainage issues, and surface-level inspections won’t catch what’s happening underground. A drain survey can uncover hidden faults that could influence your decision or the final price.

3. Building or Renovation Projects

If you’re planning an extension, basement conversion, or new construction, it’s essential to understand the existing pipe layout and condition. This helps avoid damage during digging and allows architects or builders to plan accordingly.

4. Flooding or Water Backups

Experiencing sudden water ingress or repeated flooding? That could mean serious blockages, pipe collapse, or backflow issues. A CCTV survey can trace the cause and identify whether repairs, replacements, or re-routing are necessary.

5. Insurance Claims and Disputes

In cases of property damage, insurers often require proof of the issue and its source. A recorded CCTV drain survey provides objective, timestamped evidence, helping speed up claims and protect your interests.

By recognising these scenarios and acting early, property owners can save thousands in potential repair costs and protect their assets more effectively.

Benefits of CCTV Drain Surveys vs Traditional Inspections

When it comes to diagnosing drainage issues, traditional inspection methods – like manual probing or exploratory excavation – are no longer the most efficient or reliable options. CCTV drain surveys offer a smarter, faster, and more cost-effective approach.

1. No Guesswork

Traditional methods often rely on assumptions based on surface symptoms. CCTV eliminates the guesswork by providing a clear internal view of the entire drainage system. This allows for pinpoint accuracy in identifying the problem’s location and cause.

2. Non-Invasive and Mess-Free

Manual inspections may require digging or dismantling parts of the property. CCTV surveys, on the other hand, involve minimal disruption. Cameras are inserted directly into existing access points, so there’s no need to disturb floors, walls, or landscaping.

TIP: This is particularly useful in built-up areas or heritage properties where structural disruption must be avoided.

3. Faster Diagnosis

CCTV inspections can be completed in a matter of hours, compared to days for manual exploratory work. This speed allows for quicker repairs and less downtime for homeowners, tenants, or businesses affected by the issue.

4. Detailed Visual Reports

Unlike traditional methods that rely on technician notes or guesswork, CCTV surveys provide video evidence and condition grading. These visuals help property owners understand the problem and confidently plan next steps.

5. Long-Term Value

By identifying early-stage issues, like small cracks or minor root intrusion, CCTV surveys enable preventative maintenance. Fixing problems early helps avoid full-scale failures that are more expensive and disruptive to repair.

CCTV drain surveys are not just about solving existing problems – they’re about taking control of your property’s health. Compared to outdated inspection methods, they offer more data, less mess, and better long-term outcomes.

What Problems Can a CCTV Drain Survey Detect?

One of the biggest advantages of CCTV drain surveys is their ability to uncover a wide range of issues, many of which remain invisible until it’s too late. With real-time footage and high-resolution imagery, a technician can diagnose problems that would otherwise go undetected.

Here are some of the most common drainage issues identified during CCTV inspections:

1. Blockages

Build-ups of grease, debris, sanitary products, or foreign objects can lead to slow drainage or complete pipe blockage. Cameras help locate the exact point of obstruction, saving time and effort in resolving the issue.

2. Cracks and Fractures

Over time, underground pipes can develop structural damage due to ground movement, temperature changes, or corrosion. CCTV surveys spot even hairline fractures before they turn into major leaks or collapses.

3. Root Intrusion

Tree roots are a leading cause of drain damage. They seek moisture and can grow into joints or cracks in search of water. CCTV allows early detection of roots entering the system, and the extent of the damage they’ve caused.

4. Collapsed or Misaligned Pipes

Soil movement, heavy traffic, or poor installation can cause drains to collapse or shift out of alignment. This restricts flow and increases the risk of backups. CCTV helps detect these structural problems quickly and accurately.

5. Corrosion and Material Wear

Older pipes, especially those made from clay or metal, are prone to internal wear and corrosion. A camera inspection reveals signs of aging and thinning that may require pipe relining or replacement.

TIP: Early detection of these issues can save you from emergency call-outs, expensive repairs, and potential property damage, especially during periods of heavy rain or flooding.

Thanks to their precision and versatility, CCTV drain surveys have become a go-to solution for homeowners, property developers, and commercial facility managers alike.

Many professional drainage companies now offer same-day inspections using modern camera equipment. For example, DrainBoss, a trusted drainage specialist in the UK, provides full CCTV survey services with video reporting and tailored repair recommendations – helping property owners take fast, informed action without unnecessary disruption.

How Much Does a CCTV Drain Survey Cost?

The cost of a CCTV drain survey can vary depending on several factors, but it is generally a cost-effective investment, especially when compared to the expense of repairing unnoticed drainage failures.

Here are the main elements that affect pricing:

1. Property Size and Drainage Layout

A small residential survey is often quicker and cheaper than inspecting a large commercial property or complex underground network. More pipework and junctions increase the time and resources required.

2. Accessibility of the System

If the drainage system is easily accessed via ground-level manholes, the survey process is straightforward. However, if drains are located beneath extensions, driveways, or internal floors, extra labour may be needed, which adds to the cost.

3. Survey Scope and Detail

A quick blockage investigation costs less than a full condition report for legal, insurance, or pre-purchase purposes. The more comprehensive the deliverables (video files, written assessments, schematics), the higher the cost.

4. Location and Urgency

Emergency call-outs, evening or weekend inspections, and regional availability can all influence final pricing. Urban areas tend to have faster access to services, sometimes at a slightly higher rate.

TIP: When comparing quotes, always check what’s included – some companies charge extra for supplying footage or written reports, while others offer this as standard.

On average, homeowners in the UK can expect to pay between £100 and £250 for a typical CCTV drain survey. More detailed investigations for commercial properties may cost more.

That said, some drainage specialists like DrainBoss are able to offer fixed pricing with no call-out fees, depending on the specifics of the job. In many cases, the final cost ends up being lower than average, especially for planned, non-urgent inspections, without compromising on quality or reporting.

Final Thoughts: Why CCTV Drain Surveys Are Worth It

Drain problems can escalate quickly – what starts as a slow-draining sink or occasional gurgling noise might be a sign of serious structural damage below the surface. Waiting for visible symptoms to worsen often leads to costly repairs, flooding, or property disruption. CCTV drain surveys offer a smarter way to manage your drainage system. They’re fast, non-invasive, and give you clear visual proof of what’s going on underground. Whether you’re buying a property, handling recurring blockages, or just want peace of mind, this simple inspection can reveal what traditional methods can’t.

For example, companies like DrainBoss in the UK provide CCTV drain surveys carried out by certified engineers, complete with full reports and fixed pricing, helping property owners make informed decisions without the stress of hidden charges. Regular drain inspections don’t just solve problems – they prevent them. With the right tools and guidance, you can protect your home or business from unexpected disruption and keep your drainage system running smoothly for years to come.

What Makes Financial Advice Truly Independent?

By
John Richardson
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What Makes Financial Advice Truly Independent?

In a complex and ever-changing financial landscape, individuals and businesses alike seek advice they can trust — guidance that is unbiased, unrestricted, and focused solely on their best interests. Yet not all financial advice is created equal. The term “independent” is often misunderstood, and in some cases, misused. Understanding what truly independent financial advice means is key to making informed choices and avoiding potential conflicts of interest.

Adviser vs. Tied Agent: What’s the Difference?

Financial advisers generally fall into two main categories: independent financial advisers (IFAs) and restricted advisers, also known as tied agents. The distinction may seem subtle at first, but it carries significant implications for the type of service you receive.

  • Independent Financial Advisers (IFAs)
    These professionals are authorised to advise on the full range of financial products across the entire market. They are not limited to specific providers or in-house solutions. Instead, they conduct impartial research, compare multiple options, and recommend those best suited to the client’s needs, objectives, and risk profile. Independence also implies a duty to act solely in the client’s interests, free from the influence of product providers or parent companies.
  • Restricted or Tied Advisers
    These advisers are limited in the scope of their advice. They may work for a bank, insurance company, or network that only allows them to recommend products from a specific provider or a limited panel. Although they are still regulated by the Financial Conduct Authority (FCA), they are required to declare their restricted status clearly. However, clients often fail to understand what this restriction truly means in practice, particularly when the adviser still uses language that sounds impartial or comprehensive.

Why True Independence Matters

True independence ensures that advice is based on what is best for the client, not what is available or incentivised by a specific provider. Consider the difference between a supermarket and a corner shop that only sells its own branded goods. While the corner shop may still offer quality products, the supermarket provides you with the freedom to choose from a wider range, allowing you to compare prices, quality, and suitability for your specific needs.

In financial terms, this translates to several benefits:

  • Greater Product Access: An IFA can recommend investment funds, pension providers, protection policies, and tax-efficient strategies from across the entire market, ensuring solutions are tailored, not templated.
  • Impartiality: With no sales targets linked to specific products, an IFA’s advice is not clouded by commissions, quotas, or internal pressures.
  • Customised Solutions: Independent advisers can construct portfolios and financial plans tailored to your unique goals, lifestyle, and circumstances, rather than relying on pre-defined templates.
  • Regulatory Safeguards: IFAs are held to a fiduciary standard, which requires them to always act in the best interests of their clients.

How to Spot True Independence

Not every firm that calls itself a “financial adviser” is independent, and the wording on websites, brochures, or even email signatures can be misleading. To identify truly independent advice, consider the following checks:

  • Regulatory Status: Verify whether the adviser is listed as “independent” on the FCA Register. This public record details what type of advice the firm is authorised to provide.
  • Disclosure Documentation: At the outset, all advisers must provide a “client agreement” or “terms of business” document outlining whether their advice is independent or restricted.
  • Provider Ties: Ask directly if the adviser is tied to any provider or receives incentives for recommending certain products. Transparency is a hallmark of independence.
  • Product Range: Ask how many providers they typically review before making a recommendation. A true IFA should search across a wide spectrum of the market.
  • Fee Structure: Independent advisers usually charge a transparent fee — either fixed, hourly, or as a percentage of assets under advice. Be cautious of commission-based models that may influence objectivity.

Restricted Advice Isn’t Always Bad — But It’s Not Independent

To be clear, restricted or tied advice isn’t inherently poor. In some cases, particularly when the provider offers high-quality products and low fees, it can still be a suitable option. For example, a bank-based adviser recommending its own pension scheme might offer a competitive solution for simple needs.

However, the key is informed consent. Clients must understand the limits of the advice being given and whether better alternatives might exist elsewhere. Without that clarity, there’s a risk of being funnelled into options that suit the adviser more than the client.

Same Day Movers Los Angeles: A Guide to Moving In and Out on the Same Day

By
Claire James
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Managing a move where you’re leaving one place and settling into another on the same day might sound overwhelming, but it’s entirely possible — especially with help from same-day movers Los Angeles like beezeemovers.com. Whether you’re switching apartments, moving between homes, or navigating a tight real estate timeline, a same-day move in Los Angeles doesn’t have to be chaos. With the right strategy and support, it can be smooth and efficient.

1. Prepare Each Step Ahead of Time

Time is limited during a same-day relocation, so planning as much as possible ahead of time is of the essence. In a metropolitan area such as Los Angeles — where timing and traffic are paramount — each minute makes a difference.

  • Reserve Early with Professional Relocation Experts: Reserve your relocators as far in advance as possible. BeezeeMovers is a same-day relocation expert and realizes the rush, making sure your belongings are loaded, hauled, and unloaded quickly.
  • Transfer Utilities in Advance: Have electricity, internet, and water on at your new Los Angeles place before you get there.
  • Organize with Wiggle Room: If your landlord allows it, try to plan a brief overlap between the two places. Even a few hours of overlap relieves the stress.

2. Lighten the Load

The less you move around, the faster you travel. The planning beforehand by weeding through your belongings and getting rid of whatever you do not require will save time while packing as well as shipping costs. A lighter load also speeds up unpacking — a massive boon when everything happens in one day.

3. Pack with Precision

Packing early pays off later. Los Angeles apartments and houses vary, so labeling each box by room will help movers put them in the proper position — preventing messy sorting later.

  • Begin Early: Pack unnecessary items a week early.
  • Essentials First Box: Pack toiletries, chargers, a change of clothes, snacks, and medications in an identifiable “open first” box so you’re not digging through everything on moving night.

4. Game Day: Make Every Hour Count

On L.A. moving day, the earlier you have an early start, the better — not just to miss traffic but to finish the work on schedule.

  • Start at Sunrise: Early arrivals are necessary for movers to get loading and unloading accomplished in a single day.
  • Final Checks: Do a walk-through of your former home before you close the door. Check closets, cabinets, and storage spaces.
  • Deal with Admin Work Up Front: If you have to pay last rent, don’t turn in keys, or complete paperwork, do it up front so you don’t face end-of-day stress. 

5. Be Flexible

Even with the best-planned schemes, things can go wrong — especially in a vast, busy metropolis like Los Angeles. From unforeseen traffic congestion to late entry to your new facility, staying calm and adaptable is essential. BeezeeMovers are seasoned professionals at managing these kinds of situations and will cooperate with you to resolve issues on the spot.

6. Unpack What Is Important First

When you’ve finally arrived at your new destination, don’t go unpacking everything in a fit of excitement. Start with the basics:

Bedrooms and Bathrooms First: Get your bed up and running and have a shower facility at your disposal — it’ll revitalize you after the traumatic day.

Kitchen Basics: Install enough so you can get a meal down and store perishables in a state of order.

Final Words

A Los Angeles same-day move does not have to be daunting. With smart planning, efficient packing, and good guidance from experienced same day movers like BeezeeMovers, you can move from one home to another in a single day — even in a city notorious for traffic and speed. What it requires is preparation, coordination, and the right guidance from individuals who know how to work within the specific limitations of moving in Los Angeles.

How to Promote Inclusion in the Workplace?

By
John Richardson
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How to Promote Inclusion in the Workplace?

Companies from around the world are hiring people from diverse ranges. It is important to respect and understand others cultures so we can work alongside them nicely and respectfully. As important it is for company’s respect employees work need that accommodate their wellbeing i.e. ramps for wheelchair bound workers, smoking shelters for smokers, prayer rooms for Muslims, it is also important to note special occasions. For instance, Christmas and easter are a very well-known holiday that take place in the Gregorian calendar. If you’re an employer, you need to keep your eyes peeled for other beliefs too such as Ramadan, Chinese New year, Diwali and other festivals that are important to your workers. Employees end up working in teams and therefore collaboration requires trust and understanding to promote good practice.

At ASB, we understand that diverse teams bring a wealth of perspectives, skills, and lived experiences. But inclusion isn’t just about who’s in the room—it’s about whether every individual feels heard, respected, and valued.

What Does Workplace Inclusion Really Mean?

Inclusion goes beyond diversity. While diversity is about representation—gender, ethnicity, age, background, or ability—inclusion is about belonging. It’s about ensuring all members of a team have equal access to opportunities, feel psychologically safe, and can contribute meaningfully.

In practical terms, workplace inclusion involves:

  • Recognising and accommodating different communication styles.
  • Offering equitable access to professional development.
  • Creating channels for open feedback and collaboration.
  • Respecting cultural, religious, and personal differences.

The Business Case for Inclusion

Numerous studies support what many already know instinctively: inclusive workplaces perform better. Inclusive companies are more likely to attract top talent, retain employees, and foster innovation. In sectors like security consulting—where detail, accountability, and collaboration are key—this has a direct impact on client trust and performance outcomes.

Inclusion also reduces the risk of groupthink. When people with different experiences and worldviews are empowered to speak up, organisations are better able to assess risk, anticipate challenges, and find holistic solutions.

Start with Leadership

Leaders set the tone for inclusion. It starts with self-awareness—understanding one’s own biases and being open to learning. Leaders who actively listen, invite dialogue, and demonstrate empathy create a ripple effect throughout their teams.

Inclusive leadership also means advocating for fair policies and ensuring hiring, evaluation, and promotion processes are transparent and equitable.

Practical Ways to Foster Inclusion

Here are a few simple, effective steps that organisations—large or small—can take to embed inclusion in everyday operations:

1. Create a Culture of Belonging

Make inclusion a part of the organisational values. Regularly communicate its importance and model inclusive behaviour in meetings, decision-making, and conflict resolution.

2. Invest in Training

Provide regular training on unconscious bias, inclusive language, and cross-cultural communication. This should be a continuous process, not a one-off event.

3. Mark Important Cultural and Religious Dates

An inclusive workplace acknowledges the significance of different cultural and religious observances. Adding key dates to the company calendar—such as Diwali, Hanukkah, Eid, or even lesser-known months like Rabi al-Awwal—can show genuine respect and support for team members’ identities. It also offers an opportunity to educate and bring the team together in meaningful ways.

4. Offer Flexible Working Arrangements

Where possible, allow flexible hours, remote work, and leave for religious or cultural reasons. This signals trust and empathy and can boost morale and productivity.

5. Ensure Representation

Diverse hiring panels, mentorship programmes for underrepresented groups, and internal networks can help create an environment where everyone has the chance to thrive.

Inclusion is an Ongoing Commitment

Promoting inclusion isn’t a checkbox—it’s an ongoing process. It requires regular reflection, feedback, and the willingness to evolve. By making inclusion part of our strategic priorities, we not only build better teams but also strengthen our collective impact as professionals in a critical field.

As consultants, advisors, and leaders, we must lead by example—cultivating workplaces that not only reflect the world we live in but also shape the world we want to see.

We hope you feel more confident after reading this blog, even if you apply one tip, it will take you very far in leadership as paying attention to others personal beliefs that impact their everyday life and most definitely the way they show up to work will help you bring out the best from your employees.

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